Competitive Intelligence
Real-time competitor monitoring and market positioning analysis
Competitor Overview
Standard Bank
Market Share: 23.4%
Sentiment Score
71.2
Recent Moves
3
Key Products
2 hours ago - Fee reduction on international transfers
FNB
Market Share: 21.8%
Sentiment Score
68.5
Recent Moves
5
Key Products
15 minutes ago - Mobile app outage reported
ABSA
Market Share: 18.2%
Sentiment Score
64.3
Recent Moves
2
Key Products
4 hours ago - New branch opening in Soweto
Nedbank
Market Share: 15.9%
Sentiment Score
66.8
Recent Moves
4
Key Products
1 hour ago - Interest rate increase on savings
Capitec
Market Share: 20.7%
Sentiment Score
78.9
Recent Moves
8
Key Products
30 minutes ago - Youth savings account launch
Investec
Market Share: 8.4%
Sentiment Score
73.6
Recent Moves
6
Key Products
45 minutes ago - Premium credit card rewards program enhanced
Pricing Intelligence
| Bank | Monthly Fee | ATM Withdrawal | Int. Transfer | Card Fee |
|---|---|---|---|---|
| Standard Bank | R69.00→ | R8.50→ | R125.00 | R55→ |
| FNB | R59.00→ | R9.00→ | R145.00→ | R52→ |
| ABSA | R65.00 | R8.00→ | R135.00→ | R58→ |
| Nedbank | R67.00→ | R8.50→ | R130.00 | R60→ |
| Capitec | R5.50→ | R7.50→ | R110.00 | R0→ |
Interest Rate Tracker
| Bank | Savings | Home Loan | Personal Loan | Credit Card |
|---|---|---|---|---|
| Standard Bank | 5.25% p.a. | 11.75% p.a. | 14.5% p.a. | 21.5% p.a. |
| FNB | 5.5% p.a. | 11.5% p.a. | 14.25% p.a. | 21.25% p.a. |
| ABSA | 5% p.a. | 11.85% p.a. | 14.75% p.a. | 21.75% p.a. |
| Nedbank | 5.75% p.a. | 11.65% p.a. | 14.5% p.a. | 21.5% p.a. |
| Capitec | 8.5% p.a. | 11.25% p.a. | 13.75% p.a. | 19.5% p.a. |
Recent Product Launches
Youth Savings Account
high impactCapitec
8.5% interest rate targeting millennials
19 Dec
Blue Credit Card Rewards
medium impactStandard Bank
Enhanced cashback program
15 Dec
Smart Account Plus
medium impactFNB
Premium tier with additional benefits
10 Dec
Greenbacks 2.0
low impactNedbank
Updated rewards structure
05 Dec