Customer Intelligence & Churn Prediction

AI-powered customer retention and migration analysis

Critical Churn Risk

63,500

High-risk customers

At-Risk Account Value

R7360.0M

Total exposure

Primary Competitor

Capitec

67% of migration intent

Retention Rate

82.4%

-3.2%

Last 90 days

High-Risk Customer Segments

Young Professionals (25-35)

45,000 customers

high risk

Average Account Value

R87,500

Primary Churn Reasons

High feesPoor app experienceBetter rates elsewhere

Competitor Attraction

Capitec72%
FNB18%
Other10%

Recommended Actions

Fee waivers
App improvements
Cashback offers

Established Families (36-50)

62,000 customers

medium risk

Average Account Value

R245,000

Primary Churn Reasons

Limited investment optionsCustomer service delaysBranch accessibility

Competitor Attraction

Standard Bank45%
Nedbank35%
Other20%

Recommended Actions

Investment products
Priority service
Digital tools

Retirees (65+)

28,000 customers

low risk

Average Account Value

R425,000

Primary Churn Reasons

Complex digital bankingLimited branch hours

Competitor Attraction

ABSA50%
Nedbank30%
Other20%

Recommended Actions

Simplified banking
Extended hours
Personal support

Small Business Owners

18,500 customers

high risk

Average Account Value

R185,000

Primary Churn Reasons

High transaction feesLimited business toolsSlow loan approvals

Competitor Attraction

Capitec55%
FNB30%
Other15%

Recommended Actions

Business banking suite
Fee reductions
Fast-track loans

Customer Journey Sentiment Analysis

1

Account Opening

5% customer dropoff

+78%

Sentiment

2

First Month

8% customer dropoff

+72%

Sentiment

3

Digital Onboarding

12% customer dropoff

+65%

Sentiment

4

First Transaction Issues

28% customer dropoff

-45%

Sentiment

5

Customer Service Contact

15% customer dropoff

+55%

Sentiment

6

3-Month Review

35% customer dropoff

+48%

Sentiment

Critical Dropout Point Identified

First Transaction Issues stage shows 28% dropoff with -45% sentiment. Immediate intervention required to improve transaction success rates and error handling.

Demographic Sentiment Breakdown

18-25 years(12,400 mentions)
62.5
26-35 years(28,600 mentions)
68.2
36-50 years(35,200 mentions)
71.8
51-65 years(22,800 mentions)
74.3
65+ years(15,400 mentions)
78.9